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By Cynthia White


A lot of people who are in the market for a new home would like to have a custom built property, but think the price will be out of their reach. Shell home builders in Texas suggest ways to make a house uniquely yours, if you are handy with a hammer and nails and know some construction basics. You may be able to save some money if you do a lot of the work yourself or act as an assistant to a professional electrician or plumber for the more complex projects.

Not everyone has the luxury of time when it comes to purchasing and moving into a house. Most won't be able to spend months working on a framed in house themselves. These individuals may have to settle for what is currently available and make changes as they can. The best candidates for shell houses already have a place to live and have the time necessary to work on the project as they can.

People unfamiliar with construction will quickly learn that local planning commissions and zoning boards have a lot of say about what can be built and where it can be built. People who purchase land outside the city limits will have to get permission to dig wells and put in septic systems. For those who build in subdivisions, there may be restrictive covenants and homeowner's associations rules and guidelines that must be followed.

Construction companies who offer these kinds of packages will do as much of the work as the homeowner wants them to. The basic plan usually includes erecting the frame, putting on the roof, and installing doors and windows. A lot of owners prefer using a licensed electrician to put in the wiring and a professional plumber to run the pipes.

Companies can usually offer clients a wide variety of house plans with different configurations, square footage, and bedroom and bathroom counts. Seniors often decide to make building a house a project once their children are grown and the family residence becomes too much to handle. Growing families can usually get more house for the money if they do a lot of the work themselves.

A custom built house allows the homeowner to focus the money spent in the areas that are important to the family. Serious cooks want kitchens with plenty of space to prepare food. They will probably require high end appliances and multiple ovens. Others are willing to sacrifice kitchen space to enlarge a family area with has ample room to play pool, watch sports on big screen televisions and entertain guests at a fully stocked bar.

Conventional and non-conventional financing is available for these kinds of projects. Applicants have to be approved for loans and go through the mortgage process just like they would if they were purchasing an existing residence. It is important to talk to the lender and get pre-approved for financing before obligating oneself to an expensive project.

Many people who think they can't afford a house of their own really can. It may take some time if they are doing a lot of the work themselves. This won't matter in the end, if the finished product is just what they want.




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