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By David Scott


A lot of Richmond VA home buyers believe there are only two basic types of affordable housing. They think they have to choose between a traditional home built on a lot or a mobile home that has to be moved and set on a lot. These individuals may not have the funds to purchase a single family home or may not qualify for the financing necessary. The same people might not find the idea of living in a mobile home satisfactory or safe enough. Many of these prospective buyers will be pleased to know that modular homes Virginia companies offer are a viable alternatives to the other two.

A prefab or factory built house is not the same thing as a mobile home, often referred to a manufactured home. One of the few things they do have in common is that both are built off site in a factory. Modulars, once they're settled on their foundation, are considered real property however as opposed to manufactured housing, which is always personal property. Prefabs are set on permanent foundations and cannot be moved, unlike a mobile home.

Modulars are not the same as houses built on site though. This type of housing is manufactured in a factory using a specific system. The components are transported to their location and permanently affixed. They can be constructed more quickly and more efficiently than on site houses because bad weather conditions do not affect the building. Construction is subject to very stringent regulations and guidelines.

Factory built houses resemble children's building blocks in the factory. They are made in sections so it is possible to move them on public roads. Once they reach their destination, workers put them in place using cranes. The size and complexity of these houses vary widely. Before any construction begins, careful plans are drawn and approved.

People may wonder about the cost of a prefabricated home, as opposed to one built on site. Most comparable factory constructed houses cost considerably less than traditional residences. Much of the savings comes from the speed with which they can be built. Modulars are also inspected in the factory, as they are under construction, which saves the purchaser money.

There are many benefits to choosing a prefab over traditional housing. Not only can you get more house for your money, you will be helping the environment and saving on energy costs as the same time. You can expect the quality and amenities in prefabs that you will find in other residences.

You can get the same kind of loan on a prefabricated house that you can get on a site built house. There is no difference in the tax rate, and your insurance premiums will be comparable as well. Many modulars are built to withstand hurricane force winds better than traditional housing.

Modulars can be good options for people who have the dream of home ownership and live on a budget. They are well built, long lasting, and extremely attractive.




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